{"id":5760,"date":"2020-12-17T12:00:00","date_gmt":"2020-12-17T15:00:00","guid":{"rendered":"https:\/\/evertectrends.dev.creativetm.co\/?p=5760"},"modified":"2024-07-31T15:51:49","modified_gmt":"2024-07-31T18:51:49","slug":"sandbox-regulatorio","status":"publish","type":"post","link":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/","title":{"rendered":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen"},"content":{"rendered":"\n<p><span style=\"color: #000000\">Seguindo o exemplo de alguns pa\u00edses, o Banco Central o Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do <strong>Sandbox Regulat\u00f3rio<\/strong> no Brasil.<\/span><\/p>\n<p><span style=\"color: #000000\">Para algumas empresas, sejam elas\u00a0institui\u00e7\u00f5es\u00a0financeiras tradicionais\u00a0ou\u00a0fintechs,\u00a0<a style=\"color: #000000\" href=\"https:\/\/evertectrends.com\/insurtechs\/\">insurtechs\u00a0ou\u00a0regtechs<\/a>,\u00a0isso pode representar um grande est\u00edmulo para o\u00a0<a style=\"color: #000000\" href=\"https:\/\/evertectrends.com\/crescimento-do-mobile-banking-e-do-investimento-em-tecnologia\/\">investimento em solu\u00e7\u00f5es inovadoras<\/a>.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Mas o que \u00e9 o\u00a0Sandbox\u00a0Regulat\u00f3rio? Como\u00a0ele funciona?\u00a0Que benef\u00edcios ele traz?\u00a0\u00c9 o que veremos a seguir.\u00a0<\/span><\/p>\n<h2><span style=\"color: #000000\"><b>O que \u00e9 o\u00a0<\/b><b>Sandbox?<\/b><\/span><\/h2>\n<p><span style=\"color: #000000\">Sandbox\u00a0significa \u201ccaixa de areia\u201d e refere-se exatamente a aquele brinquedo que tanto distrai a aten\u00e7\u00e3o das crian\u00e7as\u00a0nos parques.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Transportado para outros contextos,\u00a0Sandbox\u00a0adquire o aspecto de um\u00a0<strong>laborat\u00f3rio isolado\u00a0e com regras pr\u00f3prias de funcionamento.\u00a0<\/strong><\/span><\/p>\n<p><span style=\"color: #000000\">Em tecnologia da informa\u00e7\u00e3o, por exemplo,\u00a0Sandbox\u00a0refere-se ao isolamento de uma \u00e1rea de disco e de mem\u00f3ria, prop\u00edcio para testes de programas e detec\u00e7\u00e3o de\u00a0malwares, sem riscos para o restante do ambiente digital da empresa.\u00a0<\/span><\/p>\n<h2><span style=\"color: #000000\"><b>O\u00a0<\/b><b>Sandbox<\/b><b>\u00a0Regulat\u00f3rio do\u00a0<\/b><b>Bacen<\/b>\u00a0<\/span><\/h2>\n<p><span style=\"color: #000000\">Trazendo agora a ideia do\u00a0Sandbox\u00a0para o \u00e2mbito do mercado financeiro, o que o Banco Central pretende implantar \u00e9 um\u00a0<strong>ambiente controlado que permita \u00e0s empresas lan\u00e7arem e testarem produtos e servi\u00e7os inovadores<\/strong>.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Por um per\u00edodo limitado, as empresas poderiam testar suas solu\u00e7\u00f5es para projetos inovadores na \u00e1rea financeira ou de pagamento para pequenos grupos de clientes. Para isso, poderiam se beneficiar de\u00a0<strong>requisitos regulat\u00f3rios mais flex\u00edveis.<\/strong>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Enquanto uma solu\u00e7\u00e3o se encontra em fase de teste nesse ambiente diferenciado, a empresa que a desenvolveu pode, por exemplo, contar com orienta\u00e7\u00f5es dos \u00f3rg\u00e3os reguladores sobre como lidar com novas situa\u00e7\u00f5es que surjam em rela\u00e7\u00e3o \u00e0 regulamenta\u00e7\u00e3o existente.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Por outro lado, os \u00f3rg\u00e3os reguladores passam a fazer um acompanhamento direto dos resultados obtidos pelas empresas, identificando os poss\u00edveis riscos que as novas pr\u00e1ticas possam trazer.\u00a0Ao final dos testes,\u00a0eles\u00a0ter\u00e3o um parecer quanto \u00e0<strong>\u00a0<\/strong><strong>aprova\u00e7\u00e3o ou n\u00e3o da solu\u00e7\u00e3o\u00a0inovadora\u00a0para uso\u00a0pelo mercado<\/strong>. Segundo o diretor de Regula\u00e7\u00e3o do BC, Ot\u00e1vio Damaso:<\/span><\/p>\n<blockquote>\n<p><span style=\"color: #000000\"><em>\u201cO objetivo do Sandbox Regulat\u00f3rio do BC \u00e9 possibilitar a entrada de modelos de neg\u00f3cio inovadores que agreguem ganhos de efici\u00eancia, atinjam um p\u00fablico mais amplo e tragam mais competi\u00e7\u00e3o aos sistemas financeiro e de pagamento no pa\u00eds\u201d<\/em><\/span><\/p>\n<\/blockquote>\n<h2><span style=\"color: #000000\"><b>Sandbox<\/b><b>\u00a0Regulat\u00f3rio em outros pa\u00edses<\/b>\u00a0<\/span><\/h2>\n<p><span style=\"color: #000000\">Essa iniciativa\u00a0teve origem\u00a0em 2014, no Reino Unido. L\u00e1, as empresas que apresentam solu\u00e7\u00f5es inovadoras para o mercado financeiro ganham acesso ao\u00a0Sandbox, onde podem\u00a0aprimor\u00e1-las. Cabe \u00e0s pr\u00f3prias empresas dispor dos recursos para desenvolver as solu\u00e7\u00f5es e demonstrar a sua viabilidade comercial em larga escala.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Da mesma forma, Singapura adotou o modelo em 2015. Entre as medidas regulat\u00f3rias tornadas flex\u00edveis, incluem-se, por exemplo,\u00a0a\u00a0<strong>composi\u00e7\u00e3o da administra\u00e7\u00e3o\u00a0e\u00a0exig\u00eancias referentes ao capital, a fundos de liquidez ou \u00e0 cust\u00f3dia de ativos<\/strong>.\u00a0<\/span><\/p>\n<h2><span style=\"color: #000000\"><b>Sandbox Regulat\u00f3rio no Brasil<\/b>\u00a0<\/span><\/h2>\n<p><span style=\"color: #000000\" data-contrast=\"auto\">Na \u00faltima semana de outubro de 2020 o Banco Central lan\u00e7ou seu Sandbox Regulat\u00f3rio. Com isso, o \u00f3rg\u00e3o ir\u00e1 se preparar para o estabelecimento das normas relativas ao primeiro ciclo do projeto \u2013 previsto para ser lan\u00e7ado no ano que vem.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Sem\u00a0defini\u00e7\u00f5es\u00a0concretas, algumas especula\u00e7\u00f5es t\u00eam sido veiculadas sobre o modelo a ser adotado. Por exemplo:\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000\">Pode haver a exig\u00eancia de que\u00a0as\u00a0empresas\u00a0tenham\u00a0<strong>recursos para ressarcimento de\u00a0clientes que venham a ser prejudicados<\/strong>;\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000\">O fato de cada\u00a0inova\u00e7\u00e3o\u00a0propor\u00a0um\u00a0modelos de neg\u00f3cio\u00a0pr\u00f3prio\u00a0deve levar o\u00a0Bacen a formatar <strong>sandboxes\u00a0espec\u00edficos para cada caso<\/strong>;\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"24\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000\">De qualquer forma, deve haver\u00a0transpar\u00eancia, com o conhecimento pr\u00e9vio de todas as especificidades.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000\">O\u00a0Sandbox\u00a0Regulat\u00f3rio mostra-se uma inteligente solu\u00e7\u00e3o para o atual momento, estabelecendo uma rela\u00e7\u00e3o harm\u00f4nica entre\u00a0<a style=\"color: #000000\" href=\"https:\/\/evertectrends.com\/compliance-entenda-seu-papel-em-meio-a-transformacao-digital\/\">compliance<\/a>\u00a0e\u00a0disrup\u00e7\u00e3o. Al\u00e9m disso, os futuros postulantes a participar da a\u00e7\u00e3o capitaneada pelo Banco Central ter\u00e3o de se adequar a alguns requisitos, tais como: <\/span><\/p>\n<ul>\n<li><span style=\"color: #000000\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">observa\u00e7\u00e3o estrita das regras de <a style=\"color: #000000\" href=\"https:\/\/evertectrends.com\/boas-praticas-na-pld\/\">preven\u00e7\u00e3o \u00e0 lavagem de dinheiro<\/a> e de combate ao financiamento do terrorismo;<\/span><\/li>\n<li><span style=\"color: #000000\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">cumprimento \u00e0s normas do BC sobre o atendimento de reclama\u00e7\u00f5es realizadas por seus clientes e usu\u00e1rios; <\/span><\/li>\n<li><span style=\"color: #000000\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">realiza\u00e7\u00e3o de transa\u00e7\u00f5es com integridade, confiabilidade, seguran\u00e7a e sigilo &#8211; al\u00e9m de deixar claro para seus eventuais clientes que o produto\/servi\u00e7o \u00e9 desenvolvido dentro do Sandbox Regulat\u00f3rio do Banco Central.<\/span><\/li>\n<\/ul>\n<h3><span style=\"color: #000000\">CICLO 1 <\/span><\/h3>\n<p><span style=\"color: #000000\">No dia 15\/12, o Banco Central deu mais um passo rumo \u00e0 efetiva implanta\u00e7\u00e3o do Sandbox Regulat\u00f3rio com a aprova\u00e7\u00e3o da <a style=\"color: #000000\" href=\"https:\/\/www.bcb.gov.br\/estabilidadefinanceira\/exibenormativo?tipo=Resolu%C3%A7%C3%A3o%20BCB&amp;numero=50\">Resolu\u00e7\u00e3o BCB 50<\/a>, que estabelece os requisitos e procedimentos para o servi\u00e7o e define as <strong>datas de inscri\u00e7\u00e3o para o Ciclo 1 da iniciativa para 22 de fevereiro a 19 de mar\u00e7o de 2021<\/strong>.<\/span><\/p>\n<p><span style=\"color: #000000\">O ciclo 1 ter\u00e1 dura\u00e7\u00e3o de 1 ano podendo ser prorrogado por igual per\u00edodo. Para se inscrever, os interessados dever\u00e3o observar no anexo I da\u00a0Resolu\u00e7\u00e3o BCB 50\u00a0quais s\u00e3o os documentos necess\u00e1rios. Em seguida, dever\u00e3o enviar os projetos pelo\u00a0<a style=\"color: #000000\" href=\"https:\/\/www.bcb.gov.br\/acessoinformacao\/protocolodigital\">Protocolo Digital do BC<\/a>.<\/span><\/p>\n<p><span style=\"color: #000000\">A sele\u00e7\u00e3o dos projetos \u2013 dez ser\u00e3o escolhidos, sendo que o n\u00famero pode chegar a 15 \u2013 ser\u00e1 feita pelo BC entre 22 de mar\u00e7o e 25 de junho. Esse prazo poder\u00e1 ser prorrogado por at\u00e9 90 dias, caso o n\u00famero de inscritos seja igual ou superior ao dobro do n\u00famero de vagas.\u00a0<\/span><\/p>\n<blockquote>\n<p><span style=\"color: #000000\">Segundo o diretor de Regula\u00e7\u00e3o do BC, Ot\u00e1vio Damaso: \u201cAs propostas ser\u00e3o avaliadas de acordo com as prioridades estrat\u00e9gicas definidas pelo Banco Central com vistas \u00e0 melhoria dos servi\u00e7os e das possibilidades nos sistemas Financeiro Nacional (SFN) e de Pagamentos (SPB)\u201d.<\/span><\/p>\n<\/blockquote>\n<h4><span style=\"color: #000000\">Prioridades elencadas pelo BC<\/span><\/h4>\n<p><span style=\"color: #000000\">Confira os temas definidos como prioridades pelo BC:\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000\">solu\u00e7\u00f5es para o mercado de c\u00e2mbio;<\/span><\/li>\n<li><span style=\"color: #000000\">fomento ao mercado de capitais por interm\u00e9dio de mecanismos de sinergia com o mercado de cr\u00e9dito;<\/span><\/li>\n<li><span style=\"color: #000000\">fomento ao cr\u00e9dito para microempreendedores e empresas de pequeno porte; &#8211; solu\u00e7\u00f5es para o Open Banking;<\/span><\/li>\n<li><span style=\"color: #000000\">solu\u00e7\u00f5es para o Pix;<\/span><\/li>\n<li><span style=\"color: #000000\">solu\u00e7\u00f5es para mercado de cr\u00e9dito rural;<\/span><\/li>\n<li><span style=\"color: #000000\">solu\u00e7\u00f5es para o aumento da competi\u00e7\u00e3o no SFN e no SPB;<\/span><\/li>\n<li><span style=\"color: #000000\">solu\u00e7\u00f5es financeiras e de pagamento com potenciais efeitos de est\u00edmulo \u00e0 inclus\u00e3o financeira;<\/span><\/li>\n<li><span style=\"color: #000000\">e fomento a finan\u00e7as sustent\u00e1veis.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000\">Al\u00e9m disso, os projetos ser\u00e3o analisados de acordo com o seu grau de maturidade, inova\u00e7\u00e3o, magnitude dos riscos, e capacidade t\u00e9cnico-operacional e estrutura de governan\u00e7a da entidade interessada no seu desenvolvimento.<\/span><\/p>\n<h4><span style=\"color: #000000\">Requisitos obrigat\u00f3rios<\/span><\/h4>\n<p><span style=\"color: #000000\">Os projetos ter\u00e3o que se adequar a requisitos como:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000\">observa\u00e7\u00e3o estrita das regras de\u00a0preven\u00e7\u00e3o \u00e0 lavagem de dinheiro e de combate ao financiamento do terrorismo;<\/span><\/li>\n<li><span style=\"color: #000000\">cumprimento \u00e0s normas do BC sobre o atendimento de reclama\u00e7\u00f5es realizadas por clientes e usu\u00e1rios;<\/span><\/li>\n<li><span style=\"color: #000000\">realiza\u00e7\u00e3o de transa\u00e7\u00f5es com integridade, confiabilidade, seguran\u00e7a e sigilo;<\/span><\/li>\n<li><span style=\"color: #000000\">deixar claro para seus eventuais clientes que o produto\/servi\u00e7o \u00e9 desenvolvido dentro do\u00a0Sandbox\u00a0Regulat\u00f3rio\u00a0do Banco Central.<\/span><\/li>\n<\/ul>\n<h2><span style=\"color: #000000\">Outros Sandboxs<\/span><\/h2>\n<p><span style=\"color: #000000\">Enquanto que a a\u00e7\u00e3o do BC trata dos sistemas financeiro e de pagamento, a\u00a0<a style=\"color: #000000\" href=\"http:\/\/www.cvm.gov.br\/legislacao\/sandbox_regulatorio.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\">Comiss\u00e3o de Valores Mobili\u00e1rios (CVM)<\/a>\u00a0e a\u00a0<a style=\"color: #000000\" href=\"http:\/\/novosite.susep.gov.br\/noticias\/susep-divulga-projetos-habilitados-para-o-sandbox\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\">Superintend\u00eancia de Seguros Privados (Susep)<\/a> tamb\u00e9m est\u00e3o estruturando o seu modelo de sandbox no pa\u00eds.<\/span><\/p>\n<p><span style=\"color: #000000\">O Sandbox Regulat\u00f3rio da CVM refere-se ao mercado de capitais e o da Susep, ao mercado de seguros privados. Para o aprimoramento de seus respectivos projetos, os tr\u00eas \u00f3rg\u00e3os t\u00eam trocado ideias e sugest\u00f5es sobre o assunto.<\/span><\/p>\n<p><span style=\"color: #000000\">De\u00a0um lado,\u00a0h\u00e1\u00a0necessidade de\u00a0<strong>dar vaz\u00e3o \u00e0s inova\u00e7\u00f5es tecnol\u00f3gicas, sem que os requisitos regulat\u00f3rios se coloquem como obst\u00e1culos<\/strong>\u00a0inibidores\u00a0dessas\u00a0iniciativas.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Ao mesmo tempo, os \u00f3rg\u00e3os reguladores\u00a0conseguem inibir\u00a0o surgimento de\u00a0<strong>inova\u00e7\u00f5es que\u00a0representem\u00a0riscos<\/strong><strong>\u00a0<\/strong>para o\u00a0pr\u00f3prio\u00a0mercado.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">E para os clientes, o\u00a0<strong>Sandbox\u00a0 Regulat\u00f3rio\u00a0<\/strong>\u00e9 a garantia de que ter\u00e3o \u00e0 sua disposi\u00e7\u00e3o solu\u00e7\u00f5es seguras e inovadoras.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000\">Aproveitando o seu interesse no assunto, n\u00e3o perca tempo e assine a <a style=\"color: #000000\" href=\"https:\/\/materiais.simply.com.br\/opt-in-newsletter\/\">nossa newsletter<\/a> para receber em primeira m\u00e3o mais conte\u00fados como este!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seguindo o exemplo de alguns pa\u00edses, o Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.<\/p>\n","protected":false},"author":9,"featured_media":43962,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[997],"tags":[69,52,749,14,176],"class_list":["post-5760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-regulamentacao","tag-banco-central","tag-bancos","tag-fundos","tag-mercado-financeiro-2","tag-sandbox-regulatorio"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen<\/title>\n<meta name=\"description\" content=\"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen\" \/>\n<meta property=\"og:description\" content=\"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/\" \/>\n<meta property=\"og:site_name\" content=\"Evertec Trends\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-17T15:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-31T18:51:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"387\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Evertec Trends\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Evertec Trends\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/\"},\"author\":{\"name\":\"Evertec Trends\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#\\\/schema\\\/person\\\/94a5161388d983dfef2d19b764953c29\"},\"headline\":\"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen\",\"datePublished\":\"2020-12-17T15:00:00+00:00\",\"dateModified\":\"2024-07-31T18:51:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/\"},\"wordCount\":1358,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp\",\"keywords\":[\"Banco Central\",\"Bancos\",\"Fundos\",\"mercado financeiro\",\"sandbox regulat\u00f3rio\"],\"articleSection\":[\"Regulamenta\u00e7\u00e3o\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/\",\"url\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/\",\"name\":\"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp\",\"datePublished\":\"2020-12-17T15:00:00+00:00\",\"dateModified\":\"2024-07-31T18:51:49+00:00\",\"description\":\"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#primaryimage\",\"url\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp\",\"contentUrl\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/wp-content\\\/uploads\\\/2019\\\/08\\\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp\",\"width\":900,\"height\":387},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/sandbox-regulatorio\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Regulaci\u00f3n\",\"item\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/categoria\\\/regulacion\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#website\",\"url\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/\",\"name\":\"Evertec Trends\",\"description\":\"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia\",\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#organization\",\"name\":\"Evertec Trends\",\"url\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"contentUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"width\":416,\"height\":417,\"caption\":\"Evertec Trends\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/#\\\/schema\\\/person\\\/94a5161388d983dfef2d19b764953c29\",\"name\":\"Evertec Trends\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"caption\":\"Evertec Trends\"},\"description\":\"Mais que um portal de conte\u00fados, um ponto de encontro para quem quer desvendar o setor financeiro.\",\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/evertecinc\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/evertec\\\/\"],\"url\":\"https:\\\/\\\/evertectrends.dev.creativetm.co\\\/pt-br\\\/author\\\/evertectrends\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen","description":"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"pt_BR","og_type":"article","og_title":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen","og_description":"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.","og_url":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/","og_site_name":"Evertec Trends","article_published_time":"2020-12-17T15:00:00+00:00","article_modified_time":"2024-07-31T18:51:49+00:00","og_image":[{"width":900,"height":387,"url":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","type":"image\/jpeg"}],"author":"Evertec Trends","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Evertec Trends","Est. tempo de leitura":"7 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#article","isPartOf":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/"},"author":{"name":"Evertec Trends","@id":"https:\/\/evertectrends.dev.creativetm.co\/#\/schema\/person\/94a5161388d983dfef2d19b764953c29"},"headline":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen","datePublished":"2020-12-17T15:00:00+00:00","dateModified":"2024-07-31T18:51:49+00:00","mainEntityOfPage":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/"},"wordCount":1358,"commentCount":0,"publisher":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/#organization"},"image":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","keywords":["Banco Central","Bancos","Fundos","mercado financeiro","sandbox regulat\u00f3rio"],"articleSection":["Regulamenta\u00e7\u00e3o"],"inLanguage":"pt-BR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/","url":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/","name":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen","isPartOf":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/#website"},"primaryImageOfPage":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#primaryimage"},"image":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","datePublished":"2020-12-17T15:00:00+00:00","dateModified":"2024-07-31T18:51:49+00:00","description":"O Banco Central deu o pontap\u00e9 inicial para implementa\u00e7\u00e3o do Sandbox Regulat\u00f3rio no Brasil. Entenda mais sobre esse projeto e como funcionar\u00e1.","breadcrumb":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#primaryimage","url":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","contentUrl":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","width":900,"height":387},{"@type":"BreadcrumbList","@id":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/sandbox-regulatorio\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/evertectrends.dev.creativetm.co\/"},{"@type":"ListItem","position":2,"name":"Regulaci\u00f3n","item":"https:\/\/evertectrends.dev.creativetm.co\/categoria\/regulacion\/"},{"@type":"ListItem","position":3,"name":"Sandbox Regulat\u00f3rio: o que \u00e9 e os planos de implementa\u00e7\u00e3o do Bacen"}]},{"@type":"WebSite","@id":"https:\/\/evertectrends.dev.creativetm.co\/#website","url":"https:\/\/evertectrends.dev.creativetm.co\/","name":"Evertec Trends","description":"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia","publisher":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/evertectrends.dev.creativetm.co\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/evertectrends.dev.creativetm.co\/#organization","name":"Evertec Trends","url":"https:\/\/evertectrends.dev.creativetm.co\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.dev.creativetm.co\/#\/schema\/logo\/image\/","url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","contentUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","width":416,"height":417,"caption":"Evertec Trends"},"image":{"@id":"https:\/\/evertectrends.dev.creativetm.co\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/evertectrends.dev.creativetm.co\/#\/schema\/person\/94a5161388d983dfef2d19b764953c29","name":"Evertec Trends","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","caption":"Evertec Trends"},"description":"Mais que um portal de conte\u00fados, um ponto de encontro para quem quer desvendar o setor financeiro.","sameAs":["https:\/\/www.instagram.com\/evertecinc","https:\/\/www.linkedin.com\/company\/evertec\/"],"url":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/author\/evertectrends\/"}]}},"featured_image_url":"https:\/\/evertectrends.dev.creativetm.co\/wp-content\/uploads\/2019\/08\/sandbox-regulatorio-entenda-o-que-e-e-os-planos-de-implementacao-do-Bacen-jpg.webp","primary_category":"Regulamenta\u00e7\u00e3o","_links":{"self":[{"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/posts\/5760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/comments?post=5760"}],"version-history":[{"count":0,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/posts\/5760\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/media\/43962"}],"wp:attachment":[{"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/media?parent=5760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/categories?post=5760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evertectrends.dev.creativetm.co\/pt-br\/wp-json\/wp\/v2\/tags?post=5760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}